We offer insurance plans for:

What's covered

• Damages and claims expenses, including attorney fees and court costs, if you are named in a claim, including as a defendant in a civil suit stemming from covered professional services
• Loss of earnings up to $500 per day due to your attendance at a trial, hearing, mediation meetings or arbitration proceedings
• Medical expenses arising from bodily injury as a result of a covered accident
• Fire and water damage legal liability
• Host liquor liability at functions incidental to your professional services

• Up to $500 per accident for the property of others in your care, custody or control
• Personal Injury and Advertising Liability
• Professional license complaint investigation fees, costs and expenses associated with investigations or proceedings brought by a state licensing board, or other regulatory body, in relation to your professional services license. You’re covered up to $5,000 per matter, subject to a $10,000 maximum during any one policy period
• $2500 in claims expenses resulting from all claims due to sexual molestation or abuse, subject to your deductible

Evidence of insurance at no additional charge
There is no additional charge for issuing Certificates of Insurance as evidence to others that you are insured.

Discounts available
If you are a member of an association or professional organization, you may be eligible for a discounted rate and special benefits. Discounted rates are also available for non-practicing students.

Buy online—easily & securely
Our online enrollment center makes it easy to buy your Professional Liability coverage. You’ll answer a few questions about your practice, then simply purchase your policy with a credit card or e-check. Once your payment has been processed, you’ll receive your policy and proof of coverage via email.