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Affordable Rates for Health Professional Liability Insurance Coverage


Low annual rates for professionals in a wide variety of health care, medical and wellness-related disciplines:



(with no ownership in the business)

Self Employed

What's covered

  • Damages and claims expenses, including attorney fees and court costs, if you are named in a claim, including as a defendant in a civil suit stemming from covered professional services
  • Loss of earnings up to $500 per day due to your attendance at a trial, hearing, mediation meetings or arbitration proceedings
  • Medical expenses arising from bodily injury as a result of a covered accident
  • Fire and water damage legal liability
  • Host liquor liability at functions incidental to your professional services

  • Up to $500 per accident for the property of others in your care, custody or control
  • Personal Injury and Advertising Liability
  • Professional license complaint investigation fees, costs and expenses associated with investigations or proceedings brought by a state licensing board, or other regulatory body, in relation to your professional services license. You’re covered up to $5,000 per matter, subject to a $10,000 maximum during any one policy period

Evidence of insurance at no additional charge

There is no additional charge for issuing Certificates of Insurance as evidence to others that you are insured.

Discounts available

If you are a member of an association or professional organization, you may be eligible for a discounted rate and special benefits. Discounted rates are also available for non-practicing students.

Buy online—easily & securely

Our online enrollment center makes it easy to buy your Professional Liability coverage. You’ll answer a few questions about your practice, then simply purchase your policy with a credit card or e-check. Once your payment has been processed, you’ll receive your policy and proof of coverage via email.

PLEASE NOTE: This is only a partial description of the coverage. Coverage is subject to all of the terms, conditions and exclusions contained in the Master Policy. If any conflict exists between these highlights and the policy, the policy will govern. For complete coverage descriptions, including exclusions, please refer to the policy itself.