Explaining Claims-Made and Occurrence Policies

Insurance gives us financial protection when misfortune happens. We rear-end someone and our auto insurance helps cover the damages. We get the flu and our health insurance pays part of the bill. One look at TV commercials and it’s obvious there are many auto and health insurance companies competing for our business. It’s when we’re
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What Determines Professional Liability Insurance Rates?

How Professional Liability Insurance Rates are Determined
If you are in the market to purchase Professional Liability Insurance, you’ll find there are quite a few options with varying coverage and costs. Coverage fact sheets are usually available from the insurance carrier or agent to help you compare policies and identify the differences between them. What’s not easily understood, though, is how insurance
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What should I look for in a Professional Liability Insurance policy?

Buying a Professional Liability Insurance policy is an essential component of working in health care, medical and wellness industries—in fact, many facilities and employers require one before you can begin work. No matter what health care niche you practice in, a Professional Liability policy will cover you if an allegation of negligence is brought against
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Why you need personal Professional Liability Insurance

Health Professional Liability Insurance is insurance coverage that’s made to protect professionals who provide medical services or give health- and wellness-related opinions as a means to earn a living. In today’s litigious society, going without this type of insurance can be a sure misstep. What are the chances of me getting sued? Even if you’re
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